Get Started!

What is the process of buying a home? Here is a step by step checklist to get you into a home. Buying Real Estate in Michigan is simple!

1. Apply for a mortgage using the link on the right side of the screed.
2. Collect your two most recent pay stubs, 2 years W2's and a bank statement for the money you are using for a down payment.
3. Once you are approved for a mortgage you can begin to look for a home.
4. I can assist you in your search.

It's that simple!

Our New Website

Now is the time to buy! If you are interested in purchase or refinancing you can click on the Mortgage link on the right side of this screen and click on Loan Application. Scroll down to my name and you will see my picture (I look like a bird in that picture) and fill out your application! Have a great day!

New Website up and running!

Hey everyone my Mortgage company has a new website www.loansuc.com you can log on and fill out your mortgage application! Sorry it's been so long since the last post. It's the spring and it's very busy! Make it a great day.

As Promised

Hey everyone! As promised I posted some pictures from our trip to Guatemala. There is a link on the bottom right of the web page. Have a great day!

Before you buy get pre-approved!

Before calling your professional agent, get pre-approved! Getting pre-approved will keep you from looking at homes you can't afford. Not to be confused with a pre-qualification. A pre-qualification is just a review of your finances. A pre-approval equips you to make a strong offer in confidence knowing that your financing will not be a problem. The weather is getting warm and the market is gaining momentum. Now is the time to get pre-approved!

Attitude

I visit a lot of real estate offices and one of the things that is really getting to me is the complaining. It's in the mortgage world as well. This is not the real estate market that it was four years ago, but instead of complaining we should try to think of creative and innovative ideas to grow our business. Mumbling and complaining only makes things worse. Let's MAKE it a great day and a great year!

Credit..Final Entry

Hey everyone. My wife and I had a great trip to Guatemala. We are so blessed to live in America! I will post some pictures really soon. Here is my final entry for credit. I am just going to break it all down.

35% Payment History
30% Amounts Owed
15% Length of Credit History
10% New Credit
10% Types of credit used.

If you have any more questions about credit please feel free to e-mail me or give me a call. Have a great day!